Diaspora North

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Apply for OHIP

Getting an OHIP card is one of the first things to take care of after you arrive — it's how you get free doctor visits, hospital care, and most medical services in Ontario. Don't worry: the application is straightforward, and you can do it in one visit. Here's what to bring.

What is OHIP?

OHIP stands for the Ontario Health Insurance Plan. It's free public health insurance for everyone who lives in Ontario and meets the eligibility rules. With an OHIP card, you don't pay out-of-pocket for visits to most doctors or hospitals.

Are you eligible?

You can apply for OHIP if you:

  • Make Ontario your primary place of residence (you live here most of the year)
  • Are physically present in Ontario for at least 153 days in any 12-month period
  • Hold one of the eligible immigration statuses: Canadian citizen, permanent resident, protected person / refugee, or certain work-permit holders

There used to be a 3-month waiting period for new arrivals, but that was waived in 2020 — most newcomers can apply right away. Confirm your specific status on the official Ontario.ca page.

What to bring

You'll need to show three documents when you apply. Each one proves a different thing:

1. Proof of citizenship or immigration status e.g. Canadian passport, PR card, Confirmation of Permanent Residence, work permit, or refugee documentation.
2. Proof you live in Ontario e.g. signed rental agreement, utility bill, employer letter, bank statement with your Ontario address.
3. Proof of identity e.g. driver's licence, passport, or another government-issued photo ID.

Heads up: the documents must be originals — photocopies aren't accepted. If you only have digital copies, print them or pull them up on your phone and bring a printed version where you can.

How and where to apply

OHIP applications happen in person at a ServiceOntario centre — there isn't a fully-online option. You don't need an appointment, but going early in the day usually means a shorter wait.

Closest ServiceOntario locations in Northern Ontario:

  • Thunder Bay — 435 James Street S
  • Sudbury — 199 Larch Street
  • Sault Ste. Marie — 421 Bay Street
  • Timmins — 5520 Highway 101 East
  • North Bay — 447 McKeown Avenue

Use the ServiceOntario location finder to confirm hours and find the office closest to you.

How long until you get your card?

You'll typically get a temporary paper certificate the day you apply, which works the same as a card while you wait. The plastic photo card arrives by mail in 4–6 weeks.

What if I get sick before my card arrives?

You can still go to a doctor or hospital. Bring your temporary paper certificate and explain that your card is on the way. Some clinics may ask you to pay first and submit for reimbursement — keep all receipts.

Common questions

Do my kids need their own cards?

Yes. Every family member needs their own OHIP card. You can apply for everyone in the same visit.

What if I lose my card?

Replace it through ServiceOntario — there's a small fee (around $35 last we checked). You can usually replace it online once you've already had a card.

What does OHIP NOT cover?

Prescription drugs (unless you qualify for the Ontario Drug Benefit), most dental care, vision care for adults, and ambulance services have a co-pay. Many employers offer top-up coverage; if yours doesn't, ask a settlement worker about other options.

Next steps

  1. Gather your three documents (status, address, ID)
  2. Find your nearest ServiceOntario location
  3. Apply in person, ideally in the morning
  4. Keep your temporary paper certificate safe until your card arrives

Need a hand?

Talk to a settlement worker.

Settlement workers help newcomers in Northern Ontario for free — including with OHIP applications, document translation, and ride-along support if you'd rather not go alone.

Thunder Bay Multicultural Association   Or message us

Last reviewed: April 2026. OHIP rules change occasionally — always confirm details on the official Ontario.ca page before your appointment.